Let's pretend for the moment that you're a high-stakes gambler. You can't resist the adrenalin rush of laying down big chunks of cash for the chance for an equally large payback. Now, let's imagine you're in Vegas, at the most high-risk table in the casino; a $60,000 buy-in for the chance to win $44,000 on a single toss of a coin. The coin comes up heads and you win $44 large. Tails and you kiss your $60k goodbye.
Problem #1; the money you put at risk is considerably more than ... (continued)
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